SLM

EPS: 1.54 Rev: 649M Net Inc: 308M
SEC EDGAR Midgard Finance
Company logoMidgard Finance
Company logoMidgard Finance
Company logoMidgard Finance

Income Statement
Company logoMidgard Finance

Expenses
Company logoMidgard Finance
    2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 2014-03-31 2013-12-31 2013-09-30 2013-06-30 2013-03-31 2012-12-31 2012-09-30 2012-06-30 2012-03-31 2011-12-31 2011-09-30 2011-06-30 2011-03-31 2010-12-31 2010-09-30 2010-06-30 2010-03-31
Revenues 649.31656.82657.59656.76656.09661.37652.64641.48663.56668.55652.25633.90637.60583.60519.91463.03465.04458.44447.56434.69436.16479.56482.38484.80574.93600.47590.39573.72566.45538.21497.60462.31437.23399.50366.22342.10329.49300.01272.54255.24249.46222.39208.90198.47201.36178.65168.20165.571296.001333.001340.001337.001366.001425.001464.001403.001477.001502.001476.001459.831492.561392.911511.001464.861385.86
Net Income Loss 307.95233.19135.8571.27304.54111.55-45.15251.99289.93168.4429.36265.06118.52-77.0475.17342.07128.81306.2672.84140.20641.21432.70171.03-85.21362.17141.35128.46150.28158.19147.51103.88109.83126.2547.0076.3770.6294.9470.2456.9757.2065.9289.8445.7291.0247.7019.7282.9344.13219.00270.00260.00543.00346.00348.00188.00292.00112.00511.00-47.00-5.65174.69447.00-495.00337.82240.14
Comprehensive Income Net Of Tax 310.03238.22151.5266.07314.7796.03-16.68250.47NANANANANANANANANANANANANANANANANANANANANANANANA138.51NA79.8169.4696.92NA63.0152.6252.70NA33.66NANANANANANANANANANANANANANANANANANANANANANA
Interest Income Expense After Provision For Loan Loss 386.88395.84193.51228.10351.68254.0187.94355.34374.98370.29186.60368.90290.9684.17161.91332.26276.98382.66219.08269.11556.88682.91368.21-3.11338.86321.54305.54303.49338.49325.25286.59277.68278.68253.87227.13219.68242.78202.21181.49170.97177.26157.46147.94152.70154.34120.22129.13143.53581.00599.00592.00583.00554.00518.00549.00503.00558.00587.00476.00577.72594.56536.87513.82513.68495.36
Noninterest Income 184.5877.05172.7026.78206.0427.7824.52141.81174.1657.1124.24144.0521.71-40.6495.10258.2521.93152.7613.9152.35413.430.939.6328.79292.09-3.8517.2419.3916.1412.68-85.657.5413.53-22.016.127.025.979.3522.9715.8220.6772.009.9189.3911.3012.3296.017.7041.2676.0069.00510.00277.00255.00-7.00203.00-108.00460.00-300.00-328.06-5.60574.41-152.00367.31232.71

Balance Sheet
Company logoMidgard Finance

Assets
Company logoMidgard Finance

Assets (Current)
Company logoMidgard Finance

Assets (Non-Current)
Company logoMidgard Finance

Liabilities
Company logoMidgard Finance
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Assets 29409.5929746.2929605.4229602.9228899.1830072.1130012.7728768.8428277.2829169.4729273.2227708.4029453.9028811.0329139.0927498.7729051.8329221.9028791.1428925.1730628.0130770.4230642.4230412.1131760.9032686.4831160.2229585.2327613.6226638.1725691.1824189.1823406.3221779.5821016.1719513.3019236.5018533.0017745.6115629.9315324.7715214.1014450.5412874.9612933.5212972.2411714.9511379.34156472.00159543.00161570.00161468.00174086.00181260.00184203.00189079.00191692.00193345.00197544.00200356.60203354.81205307.05NANANA
Tier One Risk Based Capital 3059.142929.973063.313000.172992.372957.072985.363122.582977.353019.972935.902976.882979.433040.663098.803236.743155.473314.663255.473190.263164.963579.013230.083085.133112.763264.313123.263008.322989.532896.092735.622617.022494.962350.082285.772199.982117.962011.581928.981863.581800.071734.321639.231587.561482.861413.991389.121291.39NA1221.42NANANANANANANANANANANANANANANA
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Cash And Cash Equivalents At Carrying Value 5157.454241.273539.344092.473695.084700.374489.545262.453584.014149.843548.223875.763716.384616.124846.753649.653262.594334.602717.754497.316207.004455.294351.054988.967292.935563.883851.613998.512156.262559.111839.052043.791435.651534.341247.761318.171077.581918.791454.941042.91938.482416.221281.801278.86875.622359.781570.381524.183742.005190.004329.003327.003685.003900.003083.003020.003043.002794.003523.004144.733871.484342.335875.006267.046840.90
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents 5381.384418.533732.484256.233868.564874.264660.525404.683731.824299.513723.294026.343898.144772.845024.673796.763450.554545.342893.224661.276371.714609.714513.495104.157482.375720.763994.454139.952309.812681.891954.712158.451555.731636.171314.391380.631171.721972.51NANANA2444.20NANANANANANANANANANANANANANANANANANANANANANANA
Available For Sale Securities Debt Securities 1744.221758.071775.781650.661656.981933.232022.612283.262271.112411.622315.982372.852311.062342.092427.542566.562341.552517.962505.372072.312115.891996.632090.712020.95614.58487.67455.97331.54207.91176.25172.37178.15229.11244.09232.55229.48216.90208.60213.18206.78203.60195.39190.94173.84170.83168.93153.89NANA102.11NANANANANANANANANANANANANANANA
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Property Plant And Equipment Gross NA298.97NANANA287.57NANANA275.15NANANA263.91NANANA253.32NANANA238.10NANANA214.23NANANA170.09NANANA144.23NANANA136.21NANANA120.83NANANA110.58NANANA120.95NANANANANANANANANANANANANANANA
Goodwill 56.0056.0056.0056.0056.0056.0056.0056.0056.0056.0056.0051.0051.0051.0051.0051.0051.00NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA394.00NANANA394.00NANANA405.00NANANA387.00387.00NANA
Accumulated Depreciation Depletion And Amortization Property Plant And Equipment NA176.78NANANA168.22NANANA145.65NANANA123.18NANANA102.81NANANA83.43NANANA79.48NANANA64.59NANANA54.48NANANA49.14NANANA39.55NANANA32.12NANANA46.76NANANANANANANANANANANANANANANA
Property Plant And Equipment Net 121.55122.19119.29117.82117.43119.35122.97126.44127.41129.50132.62134.90137.89140.73144.03146.81148.15150.52153.33153.97155.43154.67148.77147.74143.62134.75135.21129.66130.54105.50105.06101.3397.2189.7588.9788.9887.9887.0686.7286.5181.2681.2780.2280.4379.8278.4778.8177.83NA74.19NANANANANANANANANANANANANANANA
Finite Lived Intangible Assets Net 3.133.874.665.516.417.438.7710.0011.3912.6171.6263.1065.3567.6269.9272.2574.67NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA30.00NANANA53.00NANANA50.00NANANA69.00NANANA
Intangible Assets Net Including Goodwill 59.2359.9760.7761.6162.5163.5364.8866.1067.5068.71127.72113.76116.00118.27120.57122.85125.27NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA421.00424.00NANANA448.00NANANANANANANANANANANA
Available For Sale Debt Securities Amortized Cost Basis 1795.091812.411841.141742.861747.062042.472113.262428.042423.182563.982524.632563.822487.752554.332643.542713.802440.202535.572506.092070.352116.281986.962081.242013.02607.87485.76454.60331.52211.05182.32181.78185.75236.76247.61236.02233.68221.26211.41209.46203.48201.59196.40190.25175.16168.96167.74155.14NANA106.98NANANANANANANANANANANANANANANA
Finite Lived Intangible Assets Amortization Expense Next Twelve Months 3.003.004.004.004.004.005.005.005.005.0012.008.009.009.009.009.009.00NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Finite Lived Intangible Assets Amortization Expense Year Two 1.001.003.003.003.003.004.004.004.004.0011.008.008.008.008.008.008.00NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Finite Lived Intangible Assets Amortization Expense Year Three 1.001.001.001.001.001.003.003.003.003.0010.007.008.008.008.008.008.00NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Deferred Tax Assets Net NA455.11NANANA498.27NANANA459.81NANANA443.86NANANA338.84NANANA398.92NANANA142.05NANANA115.91NANANA89.33NANANA133.28NANANA124.10NANANA111.16NANANA1704.00NANANA1824.00NANANA1842.00NANANA1817.14NANANA
Finite Lived Intangible Assets Accumulated Amortization 14.5713.8313.0412.1911.2910.279.518.286.895.6715.1312.2910.057.785.483.150.73NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Finite Lived Intangible Assets Gross 17.7017.7017.7017.7017.7017.7018.2818.2818.2818.2886.7575.4075.4075.4075.4075.4075.40NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA391.00NANANA450.00NANANA396.00NANANA400.00NANANA
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Time Deposit Maturities Year One NA5709.98NANANA6569.87NANANA3937.77NANANA3224.57NANANA4407.37NANANA5728.56NANANA4934.93NANANA4098.52NANANA3716.18NANANA2565.25NANANA2667.98NANANA1717.89NANANA2030.19NANANANANANANANANANANANANANANA
Deposits 20525.4921060.1520012.1120481.9520073.1721068.5721445.4620744.0320903.4621653.1921550.7420361.4921803.6721448.0721276.7519979.7221194.0320828.1220890.8621124.3822803.1422666.0423109.9223592.1224445.6124283.9822628.6821178.1319663.9918900.0017873.2916745.9616500.0015505.3815034.0513794.8213361.8713435.6712941.3411900.0811543.3511487.7110610.8810340.6010467.7510540.569173.028890.21NA9001.55NANANA7800.00NANANA6300.00NANANA5900.00NANANA
Long Term Debt Maturities Repayments Of Principal In Next Twelve Months NA3784.29NANANA4086.14NANANA3106.55NANANA2757.39NANANA3636.49NANANA4303.80NANANANANANANANANANANANANANANANANANANANANANANANANANANA14500.00NANANA13700.00NANANA12900.00NANANANANANANA
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Long Term Debt 5670.295362.496838.996410.986147.476440.356036.535403.014976.885227.515515.535213.705513.985235.115522.315219.315552.505930.995219.754989.064918.675189.224947.654449.774708.044354.044601.894862.764476.414284.304532.224217.123744.343275.272738.662872.232837.352167.981577.691038.03558.51579.10593.69NANA0.00NANA136177.00136648.00136944.00135879.00147887.00152401.00154786.00155476.00155588.00154393.00156810.00160765.28161886.31163543.500.00NANA
Unrecognized Tax Benefits NA50.59NANANA48.41NANANA68.12NANANA79.37NANANA75.33NANANA63.13NANANA53.51NANANA52.16NANANA131.61NANANA152.60NANANA47.10NANANA59.40NANANA56.00NANANA41.20NANANA45.90NANANA41.70NANANA
Deferred Income Tax Liabilities NA46.25NANANA32.89NANANA26.23NANANA25.92NANANA40.01NANANA43.62NANANA28.15NANANA20.10NANANA56.11NANANA142.46NANANA205.69NANANA269.38283.00283.00NA3.71NANANANANANANANANANANANANANANA
Deferred Tax Liabilities Other NA3.82NANANA0.40NANANA0.61NANANA0.40NANANA0.36NANANA0.31NANANA0.28NANANA0.28NANANA1.35NANANA2.93NANANA1.79NANANA2.66NANANA81.00NANANA65.00NANANA37.00NANANA26.05NANANA
Deferred Tax Liabilities Property Plant And Equipment NA9.81NANANA7.71NANANA8.53NANANA9.35NANANA10.13NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Long Term Debt Maturities Repayments Of Principal In Year Five NA1770.66NANANA1252.53NANANA642.85NANANA682.75NANANA2151.69NANANA1358.08NANANA1028.58NANANA1745.51NANANANANANANANANANANANANANANANANANANA11900.00NANANA12500.00NANANA11700.00NANANANANANANA
Long Term Debt Maturities Repayments Of Principal In Year Four NA1251.06NANANA789.08NANANA743.51NANANA2132.13NANANA1418.49NANANA1095.95NANANA1805.08NANANA1125.53NANANANANANANANANANANANANANANANANANANA12600.00NANANA12400.00NANANA10400.00NANANANANANANA
Long Term Debt Maturities Repayments Of Principal In Year Three NA1283.76NANANA1606.38NANANA2990.96NANANA2856.28NANANA1924.12NANANA2141.74NANANA3403.69NANANA1841.76NANANANANANANANANANANANANANANANANANANA12500.00NANANA11900.00NANANA17200.00NANANANANANANA
Long Term Debt Maturities Repayments Of Principal In Year Two NA1579.46NANANA3162.06NANANA3976.57NANANA3080.01NANANA2731.91NANANA3686.36NANANA4199.01NANANA2207.38NANANANANANANANANANANANANANANANANANANA14400.00NANANA19700.00NANANA17300.00NANANANANANANA
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Stockholders Equity 2437.632451.362341.302374.992400.862159.922133.752283.242113.741880.80NANANA1726.97NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA1829.96NANA5593.005637.005627.005429.005148.005060.004940.004931.005038.005243.004774.005002.565207.095011.58NANANA
Common Stock Value 89.0988.6588.6488.5988.5788.1288.1188.0688.0387.6587.6487.6087.5387.0387.0287.0286.9286.4086.4086.3086.2191.3591.3291.3291.2990.7290.7190.7090.6789.9789.9689.8889.8188.6988.4688.3788.0887.3386.8886.7786.6886.1486.0886.0085.5984.9684.7884.66110.00109.00109.00109.00108.00107.00107.00107.00106.00106.00106.00105.72105.50119.05NANANA
Additional Paid In Capital 1224.441240.251231.191218.581209.021193.751185.191173.731163.841148.691140.601129.541121.081109.071101.761095.301086.851074.381068.061058.701052.901331.251243.481234.451226.891307.631301.631296.411290.681274.631268.761260.201252.611222.281213.201205.041191.471175.561157.251149.781142.501135.861128.491120.921106.411090.511078.501071.924461.004399.004373.004355.004291.004237.004219.004196.004182.004136.004127.004114.274092.335939.84NANANA
Retained Earnings Accumulated Deficit 5010.724734.314531.164426.224386.174114.454034.644107.983884.693624.863485.573485.733250.483163.643270.903225.612913.542817.132543.412480.672350.991722.371302.651133.271243.721850.511725.671600.861480.721340.021196.891096.36990.45868.18824.32750.97684.16595.32530.59478.95426.99366.61281.76240.97154.82113.0798.2120.172733.002584.002385.002195.001723.001451.001165.001040.00814.00770.00315.00417.70479.65308.84NANANA
Accumulated Other Comprehensive Income Loss Net Of Tax -38.05-40.13-45.17-60.83-55.63-65.86-50.34-78.81-77.29-75.10-101.31-83.56-78.33-93.87-93.48-64.00-39.51-17.90-19.70-21.64-24.08-34.20-38.94-44.07-43.27-12.37-20.18-13.582.1810.6227.0123.2215.602.75-4.42-7.85-6.69-8.67-27.81-33.85-29.27-16.06-23.52-11.45-20.58-11.39-1.85-0.367.0013.008.009.00-4.00-6.00-8.00-10.00-9.00-14.00-20.00-29.64-35.40-44.66NANANA
Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value 14.809.028.949.3413.278.268.379.5813.798.088.478.2911.547.316.758.3811.926.396.696.4411.126.219.197.5813.61NA5.315.5813.89NA5.575.5214.74NA6.276.089.43NA5.406.336.22NANANANA4.844.50NA18.0010.008.0010.0019.006.008.0010.0022.008.0011.0012.0724.998.495.0013.8012.23
Other Comprehensive Income Loss Net Of Tax 2.085.0415.67-5.2010.23-15.5228.47-1.52-2.1926.21-17.75-5.2315.54-0.39-29.48-24.48-21.621.811.942.4410.124.745.13-0.80-30.917.82-6.60-15.76-8.45-16.393.537.6212.267.173.44-1.161.9819.146.04-4.58-13.217.46-12.079.14-9.19-9.54-1.491.79-6.005.00-1.0013.002.002.002.00-1.005.006.0010.006.00NANANANANA

Dimension Breakdowns

us-gaap:Assets

srt:ConsolidatedEntitiesAxis

Leaf Members

Company logoMidgard Finance

srt:ConsolidatedEntitiesAxis, us-gaap:DebtInstrumentAxis

Leaf Members

Company logoMidgard Finance

Cash Flow
Company logoMidgard Finance

Cash Flow Financing
Company logoMidgard Finance
    2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 2014-03-31 2013-12-31 2013-09-30 2013-06-30 2013-03-31 2012-12-31 2012-09-30 2012-06-30 2012-03-31 2011-12-31 2011-09-30 2011-06-30 2011-03-31 2010-12-31 2010-09-30 2010-06-30 2010-03-31
Net Cash Provided By Used In Operating Activities -75.96-64.46-49.34-138.73-146.054.54-113.42-143.80-76.71-27.14-59.35-67.038.89-0.883.37-60.2962.7945.6084.81-225.6945.7526.48-147.01-206.56144.4161.76-14.36-79.7616.71-10.34-12.91-65.34-14.16-45.59-15.70-102.01-3.61-61.56-32.70-58.89-47.7837.63-44.94-64.71-19.18-198.55-6.36-789.86558.00568.00478.00425.00529.00807.00804.00470.00555.001007.00706.86608.22758.921960.51-85.61-3017.97-5549.42
Net Cash Provided By Used In Investing Activities 1589.16838.61-253.79-34.99496.93268.67-1814.191649.18572.33922.78-1695.272231.08-1471.0563.19-343.802346.86-988.871422.78-1605.30396.832390.36334.44-464.13-1041.202118.22278.54-1541.81150.23-1193.68-39.60-1626.28-48.02-1540.97-381.42-1456.4653.90-1428.53-243.49-1500.42-125.92-1461.21427.72-1495.42588.06-1367.88-363.26-192.67-1824.43992.002570.001035.003421.002184.003348.004439.002081.001977.002304.001863.052848.692458.262194.112277.221389.161553.63
Net Cash Provided By Used In Financing Activities -550.35-88.10-220.62561.39-1356.58-59.471183.46167.47-1063.30-319.421451.56-2035.85587.47-314.151568.34-1940.37-168.71183.74-247.55-1881.59-674.11-264.7020.47-1130.45-501.031386.001410.661759.68804.88777.131435.45716.071474.68713.591401.75288.70590.93768.901945.15289.2431.25669.071543.30-120.12-97.101351.22245.243403.60-2998.00-2277.00-511.00-4204.00-2928.00-3338.00-5180.00-2574.00-2283.00-4040.00-3192.32-3183.65-3688.03-5687.30-2583.631054.954766.68
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect 962.85686.04-523.74387.67-1005.70213.74-744.151672.86-567.68576.22-303.06128.20-874.69-251.841227.92346.20-1094.791652.12-1768.04-1710.441762.0096.22-590.66-2378.221761.611726.31-145.501830.15-372.09727.18-203.74NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA
    2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 2014-03-31 2013-12-31 2013-09-30 2013-06-30 2013-03-31 2012-12-31 2012-09-30 2012-06-30 2012-03-31 2011-12-31 2011-09-30 2011-06-30 2011-03-31 2010-12-31 2010-09-30 2010-06-30 2010-03-31
Net Cash Provided By Used In Operating Activities -75.96-64.46-49.34-138.73-146.054.54-113.42-143.80-76.71-27.14-59.35-67.038.89-0.883.37-60.2962.7945.6084.81-225.6945.7526.48-147.01-206.56144.4161.76-14.36-79.7616.71-10.34-12.91-65.34-14.16-45.59-15.70-102.01-3.61-61.56-32.70-58.89-47.7837.63-44.94-64.71-19.18-198.55-6.36-789.86558.00568.00478.00425.00529.00807.00804.00470.00555.001007.00706.86608.22758.921960.51-85.61-3017.97-5549.42
Net Income Loss 307.95233.19135.8571.27304.54111.55-45.15251.99289.93168.4429.36265.06118.52-77.0475.17342.07128.81306.2672.84140.20641.21432.70171.03-85.21362.17141.35128.46150.28158.19147.51103.88109.83126.2547.0076.3770.6294.9470.2456.9757.2065.9289.8445.7291.0247.7019.7282.9344.13219.00270.00260.00543.00346.00348.00188.00292.00112.00511.00-47.00-5.65174.69447.00-495.00337.82240.14
Deferred Income Tax Expense Benefit 92.40-114.5949.9616.3698.58-204.03-14.4186.5597.55-163.2911.2491.4837.34-274.8729.55114.3037.36-220.7219.3953.17203.53-73.2355.19-30.66121.48-140.5140.7033.8056.30-90.70-53.6740.0741.00-195.0940.6244.7151.01-209.7247.5634.5538.88-187.0917.9860.1631.72-156.3954.9031.9428.66NANANANANANANANANANANANANANANANA
Share Based Compensation 14.809.028.949.3413.278.268.379.5813.798.088.478.2911.547.316.868.3811.926.396.696.4411.126.219.247.4013.615.765.375.5813.895.675.575.5214.746.136.276.089.434.955.406.336.225.175.215.076.144.8411.66-9.5318.0010.008.0010.0019.006.009.0010.0022.008.0010.9412.0724.998.754.9013.8212.28
Interest Paid Net 287.34253.88310.94246.43300.61284.71289.23251.10284.04271.63242.36250.39198.87197.35110.94106.2268.4698.4868.27116.4576.49115.2998.03153.10151.02176.42166.32176.04147.24144.66119.93113.1494.7477.53NANANANANANANANANANANANANANA519.00517.00525.00553.00568.00614.00637.00644.00632.00599.00588.96612.52612.52609.18618.50595.42549.08
    2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 2014-03-31 2013-12-31 2013-09-30 2013-06-30 2013-03-31 2012-12-31 2012-09-30 2012-06-30 2012-03-31 2011-12-31 2011-09-30 2011-06-30 2011-03-31 2010-12-31 2010-09-30 2010-06-30 2010-03-31
Net Cash Provided By Used In Investing Activities 1589.16838.61-253.79-34.99496.93268.67-1814.191649.18572.33922.78-1695.272231.08-1471.0563.19-343.802346.86-988.871422.78-1605.30396.832390.36334.44-464.13-1041.202118.22278.54-1541.81150.23-1193.68-39.60-1626.28-48.02-1540.97-381.42-1456.4653.90-1428.53-243.49-1500.42-125.92-1461.21427.72-1495.42588.06-1367.88-363.26-192.67-1824.43992.002570.001035.003421.002184.003348.004439.002081.001977.002304.001863.052848.692458.262194.112277.221389.161553.63
    2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 2014-03-31 2013-12-31 2013-09-30 2013-06-30 2013-03-31 2012-12-31 2012-09-30 2012-06-30 2012-03-31 2011-12-31 2011-09-30 2011-06-30 2011-03-31 2010-12-31 2010-09-30 2010-06-30 2010-03-31
Net Cash Provided By Used In Financing Activities -550.35-88.10-220.62561.39-1356.58-59.471183.46167.47-1063.30-319.421451.56-2035.85587.47-314.151568.34-1940.37-168.71183.74-247.55-1881.59-674.11-264.7020.47-1130.45-501.031386.001410.661759.68804.88777.131435.45716.071474.68713.591401.75288.70590.93768.901945.15289.2431.25669.071543.30-120.12-97.101351.22245.243403.60-2998.00-2277.00-511.00-4204.00-2928.00-3338.00-5180.00-2574.00-2283.00-4040.00-3192.32-3183.65-3688.03-5687.30-2583.631054.954766.68
Payments Of Dividends Common Stock 25.6026.1726.9027.1527.4727.3423.5324.0324.2824.4224.8825.3026.6426.7427.6428.0830.4931.368.939.2610.9111.2511.2511.2512.6012.6312.6612.8013.020.000.000.000.00NANANANANANANANANANANANANANANA64.0065.0065.0066.0068.0057.0057.0060.0063.0051.0051.00NANANANANANA
Dividends 200.00406.00100.0094.00100.00156.00116.00138.00160.00150.00100.00NANA58.00241.00293.00108.00200.0050.00123.001000.0011.000.0027.00541.00NA20.00136.0085.00NA0.000.000.00NA0.000.000.00NA0.000.000.00NA0.000.000.000.000.000.000.000.000.000.00NANANANANANANANANANANANANA
Dividends Common Stock Cash 25.6026.1726.9027.1527.4727.3423.5324.0324.2824.4224.8825.3026.6426.7427.6428.0830.4931.368.939.2610.9111.25-0.2522.7512.60NA-0.3425.800.00NANANANANANANANANANANANANANANANANANANA64.0065.0065.0066.0068.0057.0058.0061.0063.0051.0051.00NANANANANANA
Payments For Repurchase Of Common Stock 290.66123.82143.5271.7029.7047.07114.3961.0525.4690.930.00255.334.00157.5910.11376.18169.32254.00249.38476.51550.790.000.000.00558.179.6037.4860.1260.000.000.000.000.00NANANANANANANANANANANANANANANA200.00200.000.00201.00199.00170.00121.00341.00268.000.00144.00NANANANANANA
    2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 2014-03-31 2013-12-31 2013-09-30 2013-06-30 2013-03-31 2012-12-31 2012-09-30 2012-06-30 2012-03-31 2011-12-31 2011-09-30 2011-06-30 2011-03-31 2010-12-31 2010-09-30 2010-06-30 2010-03-31
Revenues 649.31656.82657.59656.76656.09661.37652.64641.48663.56668.55652.25633.90637.60583.60519.91463.03465.04458.44447.56434.69436.16479.56482.38484.80574.93600.47590.39573.72566.45538.21497.60462.31437.23399.50366.22342.10329.49300.01272.54255.24249.46222.39208.90198.47201.36178.65168.20165.571296.001333.001340.001337.001366.001425.001464.001403.001477.001502.001476.001459.831492.561392.911511.001464.861385.86
Interest And Dividend Income Operating 649.31656.82657.59656.76656.09661.37652.64641.48663.56668.55652.25633.90637.60583.60519.91463.03465.04458.44447.56434.69436.16479.56482.38484.80574.93600.47590.39573.72566.45538.21497.60462.31437.23399.50366.22342.10329.49300.01272.54255.24249.46222.39208.90198.47201.36178.65168.20165.571296.001333.001340.001337.001366.001425.001464.001403.001477.001502.001476.001459.831492.561392.911511.001464.861385.86

SLM vs Credit Services (17 peers) — Financial Services

Net Margin
28.4%
+10.6pp vs peers
Company logoMidgard Finance
    2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 2014-03-31 2013-12-31 2013-09-30 2013-06-30 2013-03-31 2012-12-31 2012-09-30 2012-06-30 2012-03-31 2011-12-31 2011-09-30 2011-06-30 2011-03-31 2010-12-31 2010-09-30 2010-06-30 2010-03-31
Common Stock Value 89.0988.6588.6488.5988.5788.1288.1188.0688.0387.6587.6487.6087.5387.0387.0287.0286.9286.4086.4086.3086.2191.3591.3291.3291.2990.7290.7190.7090.6789.9789.9689.8889.8188.6988.4688.3788.0887.3386.8886.7786.6886.1486.0886.0085.5984.9684.7884.66110.00109.00109.00109.00108.00107.00107.00107.00106.00106.00106.00105.72105.50119.05NANANA
Weighted Average Number Of Diluted Shares Outstanding 197.88NA210.61213.22214.99NA214.87222.47223.84NA228.80237.59243.55NA253.72264.12280.65NA304.51317.12366.24NA377.92375.01412.75NA427.34432.25438.25NA440.02439.44438.98NA438.42438.12438.74NA433.52431.80430.90NA432.55432.74432.30NA431.60430.75435.00NA445.00448.00458.00NA471.00488.00510.00NA511.00523.81531.96NA485.00527.39526.63
Weighted Average Number Of Shares Outstanding Basic 195.46NA207.14209.28210.68NA214.87218.92220.42NA226.12235.06241.50NA251.27261.33276.98NA299.89312.18361.04NA375.09375.01409.79NA424.15429.28434.57NA435.47435.19433.95NA431.72431.25429.89NA428.08427.94427.11NA426.02425.69424.43NA423.08422.81427.00NA436.00440.00451.00NA464.00482.00503.00NA511.00523.81526.75NANA484.83484.26
Earnings Per Share Basic 1.561.130.640.321.430.52-0.231.131.290.730.111.110.47-0.330.291.300.461.060.240.451.771.150.45-0.230.880.330.290.340.350.330.230.240.280.100.170.150.210.150.120.120.140.200.100.200.100.040.180.100.500.610.581.220.760.750.390.590.211.00-0.10-0.020.320.88-1.060.660.46
Earnings Per Share Diluted 1.541.110.630.321.400.50-0.231.111.270.720.111.100.47-0.330.291.290.451.040.240.441.751.130.45-0.230.870.320.290.340.350.330.230.240.280.100.170.150.200.150.120.120.140.200.090.200.100.030.180.090.490.600.571.200.740.740.390.590.210.99-0.10-0.020.320.84-1.060.630.45
Tier One Risk Based Capital To Risk Weighted Assets 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00NA0.00NANANANANANANANANANANANANANANA
Capital To Risk Weighted Assets 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00NA0.00NANANANANANANANANANANANANANANA
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount 1.00NANANA1.00NA6.00NA2.00NANANA4.00NANA2.003.00NANANA1.00NA2.007.00NANA0.00NA2.00NA0.000.000.00NA0.000.000.00NANA1.006.00NANANA2.00NANA4.003.00NA3.004.00NANANANANANANANANANANANANA
Incremental Common Shares Attributable To Share Based Payment Arrangements 2.42-0.143.463.944.300.220.013.543.430.232.682.532.050.102.452.793.680.004.624.945.200.692.820.002.970.103.192.983.670.024.554.265.03-0.136.706.878.840.685.453.853.79-0.496.537.057.870.168.537.958.001.009.00NA7.000.00NANA7.000.000.400.385.220.81-0.231.321.13
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price NA0.00NANANA0.00NANANA0.00NANANA0.00NANANA0.00NANANA0.00NANANA0.00NANANA0.00NANANA0.00NANANA0.00NANANA0.00NANANA0.00NANANA0.00NANANA0.00NANANA0.00NANANA0.00NANANA

Appendix: Company-Specific Metrics

The following metrics are specific to this company and appeared in 10 or more consecutive quarterly filings.

Other Metrics