WBS

EPS: 1.50 Rev: 736M Net Inc: 246M
SEC EDGAR Midgard Finance
Company logoMidgard Finance
Company logoMidgard Finance
Company logoMidgard Finance
Company logoMidgard Finance
Company logoMidgard Finance

Income Statement
Company logoMidgard Finance

Expenses
Company logoMidgard Finance
    2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31
Revenues 735.87746.20732.57715.84704.80660.98647.62614.60667.092472.0158.3961.4959.722269.2570.1070.5965.1353.0852.7454.1852.4148.9051.6345.0453.1750.8451.8253.4152.2349.9450.2350.8349.6746.7147.0046.9545.29
Operating Income Loss 356.76362.97375.90370.12361.15320.60298.67288.57331.17257.62314.94329.11333.58356.16334.57249.37138.50127.07133.23106.53112.5474.16110.32107.90125.34122.44130.58137.00134.48135.53123.87NANANANANANA
Net Income Loss 246.23255.82261.22258.85226.92177.77192.99181.63216.32185.39226.47234.97221.00244.75233.97182.31-16.75111.0495.7194.03108.0860.0469.2853.1038.2090.4793.8698.6599.7498.8499.6781.6880.2269.8964.5061.5859.47
Comprehensive Income Net Of Tax 166.53289.97314.49269.99333.90-5.37447.64169.84150.79550.6029.52104.17317.94296.69-21.60-23.30-269.8986.9591.3391.6574.1050.2679.87119.3449.4791.64122.82134.30128.5599.7590.0575.2256.2863.1167.4866.5259.44
Interest Income Expense After Provision For Loan Loss 580.40590.85587.67574.68534.69544.97535.88513.30522.24535.02550.64552.33548.53559.38514.47474.42205.40241.78221.94242.35249.51217.93196.51184.41154.80225.25229.24229.89232.95227.13219.87214.51203.17191.93190.75190.54182.16
Noninterest Income 101.46113.35100.9194.6692.6152.5157.7442.3099.3563.8190.3889.3770.77102.18113.64120.93104.0390.1483.7872.7076.7676.7675.0660.0873.3870.9269.9375.8568.6173.1672.2868.3768.7566.0465.8564.5563.04

Dimension Breakdowns

us-gaap:Revenues

us-gaap:StatementBusinessSegmentsAxis

Leaf Members

Company logoMidgard Finance

us-gaap:OperatingIncomeLoss

us-gaap:StatementBusinessSegmentsAxis

Leaf Members

Company logoMidgard Finance

us-gaap:NetIncomeLoss

us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis, us-gaap:StatementEquityComponentsAxis

Leaf Members

Company logoMidgard Finance

us-gaap:NoninterestIncome

us-gaap:StatementBusinessSegmentsAxis

Leaf Members

Company logoMidgard Finance

srt:ProductOrServiceAxis, us-gaap:StatementBusinessSegmentsAxis

Leaf Members

Company logoMidgard Finance

Balance Sheet
Company logoMidgard Finance

Assets (Non-Current)
Company logoMidgard Finance

Liabilities
Company logoMidgard Finance

Liabilities (Current)
Company logoMidgard Finance
    2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31
Assets 85584.5984073.6683192.6581914.2780279.7579025.0779453.9076838.1176161.6974945.2573130.8574038.2474844.4071277.5269052.5767595.0265131.4834915.6035374.2633753.7533259.0432590.6932994.4432708.6231654.8730389.3429895.1028942.0428238.1327610.3127346.3227036.7426752.1526487.6526350.1826174.9326002.92
Tier One Risk Based Capital 6898.666725.426764.756690.246560.066602.856451.106289.836207.026472.416332.456207.246080.566106.355921.705827.195793.092949.332874.832809.922754.142688.172664.632630.342604.362661.402606.072547.002482.202430.012360.492293.822239.642238.172154.662123.132082.43
    2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents 2860.162449.533062.482993.922512.282074.433197.551535.651545.231715.802172.731360.762434.07839.94613.12901.80793.21461.572604.161579.891371.66263.10241.80303.12267.94257.89302.83217.48220.66260.42222.23228.63164.93231.16215.24231.81184.04
Land NA73.44NANANA73.44NANANA73.92NANANA73.92NANANA9.44NANANA9.44NANANA11.00NANANA11.00NANANA11.30NANANA
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Goodwill 2898.462897.522868.072868.072868.072868.072868.072868.072868.072631.472631.472631.472631.472514.102513.772513.772513.77538.37538.37538.37538.37538.37538.37538.37538.37538.37538.37538.37538.37538.37538.37538.37538.37538.37538.37538.37538.37
Leasehold Improvements Gross NA75.97NANANA74.29NANANA88.06NANANA84.48NANANA65.61NANANA71.33NANANA77.35NANANA77.67NANANA82.07NANANA
Amortization Of Intangible Assets 9.199.018.979.099.249.688.498.729.198.628.909.199.508.248.518.806.391.121.121.131.141.151.090.960.960.960.960.960.960.960.960.960.960.981.001.031.05
Property Plant And Equipment Net 428.18432.04427.21422.77422.43406.96411.07417.70423.13246.12431.70426.31431.43239.12434.72449.58490.0084.63209.57215.72220.98226.74250.53258.39268.42270.41278.64278.23279.58124.85128.51127.97127.20130.00130.36131.83134.55
Finite Lived Intangible Assets Net 299.52313.23307.68315.97325.06334.30343.98374.12382.84203.13211.75220.65229.84199.34207.27215.78224.5817.8718.9920.1121.2422.3823.5319.9920.9521.9222.8823.8424.8025.7626.7327.6928.6529.6130.5931.5932.62
Held To Maturity Securities Accumulated Unrecognized Holding Loss 891.72826.15857.68913.37905.89992.74NANANA832.34NANANA806.20NANANA55.66NANANA2.54NANANA16.4213.5526.3976.07128.20177.68143.17127.5659.4549.9455.8774.33
Held To Maturity Securities Fair Value 6962.147168.587240.897291.247404.727453.127889.127673.296782.876264.625675.676066.686320.685761.455650.126008.856091.626280.946139.445794.155730.735835.366006.425745.565642.535380.655285.704674.514433.384209.124164.364225.984297.044456.354481.684197.384170.40
Held To Maturity Securities Accumulated Unrecognized Holding Gain 14.7925.0620.9611.7912.581.5067.0013.1613.6922.170.041.328.212.770.885.9620.80138.25180.44190.82190.43269.72283.95268.73158.06103.16105.7364.2029.2911.909.5812.9316.2828.4134.3034.0532.69
Held To Maturity Securities Debt Maturities After One Through Five Years Fair Value 164.25164.77165.84154.19155.88149.42144.78121.5289.3360.4356.3656.1453.7254.2752.3154.3254.867.716.225.164.384.715.61NANANANANANANANANANANANANANA
Held To Maturity Securities Debt Maturities Within One Year Fair Value 16.6710.465.462.902.8949.2239.4031.6229.778.148.314.346.122.192.154.432.450.180.380.380.380.691.09NANANANANANANANANANANANANANA
Held To Maturity Securities Debt Maturities After Five Through Ten Years Fair Value 253.56269.54267.54275.97232.10233.79255.80266.66288.07349.08333.25326.28324.86312.74312.35316.82306.14304.19307.84298.45297.86294.53295.10NANANANANANANANANANANANANANA
Held To Maturity Securities Debt Maturities After Ten Years Fair Value 6527.666723.816802.046858.187013.857020.707449.137253.496375.705846.975277.755679.935935.985392.245283.305633.295728.175968.855825.005490.165428.105535.445704.61NANANANANANANANANANANANANANA
Deferred Tax Assets Gross NA542.93NANANA629.30NANANA611.44NANANA626.25NANANA217.03NANANA238.70NANANA203.64NANANA194.27NANANA173.63NANANA
Operating Lease Right Of Use Asset NA176.67NANANA163.83NANANA183.44NANANA191.07NANANA119.93123.41126.14127.42127.48146.64NANA157.23161.73158.27157.960.000.000.000.000.00NANANA
Deferred Tax Assets Valuation Allowance NA56.82NANANA64.42NANANA28.75NANANA29.18NANANA37.37NANANA37.37NANANA38.18NANANA38.18NANANA38.29NANANA
Finite Lived Intangible Assets Amortization Expense Next Twelve Months 34.4836.9834.1834.0834.0836.0536.0531.0931.0929.6229.6229.6229.6230.3630.3230.3230.324.414.414.414.414.514.51NANANANANANANANANANANANANANA
Finite Lived Intangible Assets Amortization Expense Year Two 31.3735.5833.1233.0333.0334.0834.0830.1130.1125.9625.9625.9625.9624.4824.4424.4424.444.324.324.324.324.414.41NANANANANANANANANANANANANANA
Finite Lived Intangible Assets Amortization Expense Year Three 29.2132.4130.2330.1630.1633.0333.0329.5629.5625.5725.5725.5725.5721.4921.4521.4521.452.082.082.082.084.324.32NANANANANANANANANANANANANANA
Finite Lived Intangible Assets Amortization Expense Year Four 28.2729.9428.3628.2928.2930.1630.1626.6926.6925.5725.5725.5725.5721.4921.4521.4521.452.082.082.082.082.082.08NANANANANANANANANANANANANANA
Deferred Income Tax Assets Net 186.60195.74220.97252.44249.40316.86273.17354.48341.29369.21478.93377.59315.52371.63369.74269.79178.04109.4196.4978.2780.2381.2976.6977.1480.3261.98NANANANANANANANANANANA
Deferred Tax Assets Net NA486.11NANANA564.88NANANA582.70NANANA597.08NANANA179.66NANANA201.33NANANA165.46NANANA156.09NANANA135.34NANANA
Deferred Tax Assets Other NA36.16NANANA71.01NANANA72.55NANANA38.31NANANA12.79NANANA6.35NANANA9.52NANANA14.39NANANA12.27NANANA
Finite Lived Intangible Assets Accumulated Amortization 171.66162.48154.00145.03135.94126.70117.02115.81107.1097.9089.2880.3971.1961.7053.4644.9536.1429.7628.6427.5126.3825.2424.1023.01-22.0521.0820.1219.1618.2017.2416.2715.3114.3513.3912.4111.4110.38
Finite Lived Intangible Assets Amortization Expense Year Five NA29.00NANANA28.29NANANA23.22NANANA21.49NANANA2.08NANANA2.08NANANANANANANANANANANANANANANA
Finite Lived Intangible Assets Gross 471.18475.71461.67461.00461.00461.00461.00489.94489.94301.04301.04301.04301.04261.04260.73260.73260.7347.6247.6247.6247.6247.6247.6243.0043.0043.0043.0043.0043.0043.0043.0043.0043.0043.0043.0043.0043.00
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Time Deposit Maturities Year One 286.208464.473287.471876.19670.828091.693957.09803.01414.448217.683790.112859.061132.503754.391353.41600.94399.081566.261022.75566.95335.672173.671468.97NANANANANANANANANANANANANANA
Deposits 69039.7268759.8168175.6466314.4365575.2364753.0864514.4362276.6960747.7460784.2860331.7758747.5355297.4854054.3454008.8953077.1654356.2829847.0330026.3328846.9728481.8327335.4426920.5526356.0024513.8423324.7523280.6722598.7822750.9321858.8521997.6221343.3621385.0420993.7320855.2420458.1020241.66
Lessee Operating Lease Liability Payments Due Next Twelve Months NA36.36NANANA33.22NANANA38.58NANANA40.61NANANA25.89NANANA28.14NANANANANANANANANANANANANANANA
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Long Term Debt 738.31739.451249.61905.63907.41909.18910.96912.74914.521048.821050.541052.261071.411073.131074.841076.561078.27562.93564.11565.30566.48567.66568.85570.03571.21540.36549.16538.38524.30226.02225.96225.89225.83225.77225.70225.64225.58
Operating Lease Liability NA202.74NANANA193.19NANANA222.44NANANA239.28NANANA144.80150.71154.46156.91158.28165.21170.73177.0628.72180.83178.72179.500.000.000.000.000.00NANANA
Lessee Operating Lease Liability Payments Due NA238.89NANANA216.37NANANA253.73NANANA268.96NANANA164.66172.03176.83180.22182.45191.18197.94205.65203.12211.04208.95210.18NANANANANANANANA
Lessee Operating Lease Liability Payments Due Year Two NA37.01NANANA36.10NANANA39.45NANANA40.81NANANA26.54NANANA27.07NANANANANANANANANANANANANANANA
Lessee Operating Lease Liability Payments Due Year Three NA35.09NANANA31.52NANANA35.66NANANA36.27NANANA23.77NANANA24.34NANANANANANANANANANANANANANANA
Lessee Operating Lease Liability Payments Due Year Four NA30.78NANANA27.78NANANA31.13NANANA32.70NANANA21.79NANANA21.32NANANANANANANANANANANANANANANA
Lessee Operating Lease Liability Payments Due Year Five NA24.23NANANA23.41NANANA27.00NANANA27.20NANANA18.66NANANA19.33NANANANANANANANANANANANANANANA
Lessee Operating Lease Liability Payments Due After Year Five NA75.42NANANA64.34NANANA81.92NANANA91.37NANANA48.01NANANA62.25NANANANANANANANANANANANANANANA
Unrecognized Tax Benefits NA10.43NANANA13.77NANANA13.84NANANA9.88NANANA4.25NANANA4.25NANANA4.81NANANA2.86NANANA3.60NANANA
Deferred Tax Liabilities NA290.37NANANA248.03NANANA213.48NANANA225.44NANANA70.25NANANA120.04NANANA103.48NANANA59.57NANANA42.70NANANA
Deferred Tax Liabilities Other NA45.92NANANA36.20NANANA34.09NANANA31.57NANANA6.44NANANA3.29NANANA3.99NANANA1.63NANANA2.87NANANA
Lessee Operating Lease Liability Undiscounted Excess Amount NA36.15NANANA23.18NANANA31.30NANANA29.68NANANA19.8521.3322.3723.3224.1725.97NANANANANANANANANANANANANANA
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Stockholders Equity 9573.659492.249462.689337.629204.159133.219198.058809.278747.508690.00NANANA8056.19NANANANANANANANANANANANANANANANANANANANANANANA
Stockholders Equity Including Portion Attributable To Noncontrolling Interest 9573.659492.249462.689337.629204.159133.219198.058809.278747.508690.008199.208279.738294.298056.197826.417997.798177.143438.323386.193329.703272.933234.623219.693174.783090.243207.773152.393065.222966.262886.512816.202761.722716.142701.962638.792605.132560.36
Common Stock Value 1.831.831.831.831.831.831.831.831.831.831.831.831.831.831.831.831.830.940.940.940.940.940.940.94NA0.940.940.940.940.940.940.940.940.940.940.940.94
Additional Paid In Capital 6133.186183.436169.276155.136140.896181.486166.156153.296138.946179.756164.856150.716137.746173.246161.306148.856129.441108.591104.881101.131105.141109.531106.471103.761101.321113.251115.201113.891113.111114.391114.851115.411120.521122.161123.681124.661124.90
Retained Earnings Accumulated Deficit 4655.044477.744290.814100.353913.173759.163654.363534.353425.703282.533170.333017.452856.742713.862543.012383.642276.882333.292260.562203.162147.442077.522055.622024.492009.542061.352010.931955.931895.871828.301761.041699.771649.521595.761535.591496.301460.03
Accumulated Other Comprehensive Income Loss Net Of Tax -430.55-350.84-384.99-438.26-449.40-556.38-373.24-627.90-616.10-550.57-915.78-718.82-588.02-684.96-736.90-481.33-275.72-22.581.515.898.2742.2652.0441.45-24.80-36.07-37.23-66.19-101.84-130.65-131.56-121.94-115.48-91.53-69.10-72.08-77.03
Treasury Stock Value 1069.831103.90898.21765.41686.31536.84535.03536.28486.84507.52506.00455.42397.98431.76426.81339.18239.26126.95126.74126.44133.89140.66140.41140.88141.8076.7382.4884.3986.8671.5074.1077.5084.4070.4375.0367.4071.19
Other Comprehensive Income Loss Net Of Tax -79.70NANANA106.98-183.14254.66-11.80-65.53365.21-196.96-130.8096.9451.94-255.57-205.61-253.14-24.09-4.38-2.38-33.98-9.7810.5966.2511.271.1628.9635.6528.810.91-9.63-6.46-23.95-6.792.984.95-0.03

Dimension Breakdowns

us-gaap:Assets

us-gaap:StatementBusinessSegmentsAxis

Leaf Members

Company logoMidgard Finance

srt:ConsolidatedEntitiesAxis

Leaf Members

Company logoMidgard Finance

Cash Flow
Company logoMidgard Finance

Cash Flow Investing
Company logoMidgard Finance

Cash Flow Financing
Company logoMidgard Finance
    2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31
Net Cash Provided By Used In Operating Activities 288.75317.61374.72270.9194.89891.3245.31223.99243.6887.81427.17249.37214.29275.29421.86423.55215.26224.42150.9484.41228.82219.05120.62102.47-61.59171.7934.1054.6343.33-26.98239.86124.26132.27144.69118.2737.91144.09
Net Cash Provided By Used In Investing Activities -1359.88-1659.65-1261.48-1088.47-738.36-1136.33-716.38-669.00-1347.55-1775.251510.88-308.18-2023.20-1853.11-1990.21-2586.37-756.65-2066.59-391.35-211.78264.6331.09-226.91-1046.75-1046.04-606.54-812.91-610.80-519.50-281.27-426.95-294.52-358.64-173.76-266.58-92.315.44
Net Cash Provided By Used In Financing Activities 1481.77729.08955.321299.191081.32-878.112332.97435.43933.301230.50-1126.08-1014.503403.031804.641279.672271.41873.04-300.421264.68335.60615.11-228.8444.97979.471117.67389.81864.16553.00367.33346.43180.70233.96160.1444.99131.75102.16-156.15
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect 410.64-612.9668.56481.64437.84-1123.121661.90-9.57-170.57-456.94811.97-1073.311594.13226.82-288.68108.59331.64-2142.591024.27208.231108.5621.30-61.3235.1810.04-44.9485.35-3.18-108.84NANANANANANANANA
    2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31
Net Cash Provided By Used In Operating Activities 288.75317.61374.72270.9194.89891.3245.31223.99243.6887.81427.17249.37214.29275.29421.86423.55215.26224.42150.9484.41228.82219.05120.62102.47-61.59171.7934.1054.6343.33-26.98239.86124.26132.27144.69118.2737.91144.09
Net Income Loss 246.23255.82261.22258.85226.92177.77192.99181.63216.32185.39226.47234.97221.00244.75233.97182.31-16.75111.0495.7194.03108.0860.0469.2853.1038.2090.4793.8698.6599.7498.8499.6781.6880.2269.8964.5061.5859.47
Deferred Income Tax Expense Benefit 39.3216.2411.68-7.9727.6423.68-13.40-8.5616.47-25.65-28.42-13.4813.91-20.43-4.95-15.75-28.54-4.31-16.702.8213.19-1.26-2.96-20.50-6.52-2.723.13-9.439.94-3.6717.39-5.531.29-5.83-3.73-7.067.55
Share Based Compensation 14.0014.9412.7515.1214.0113.5914.3613.4313.7613.8914.3814.1711.6510.8712.7621.479.003.593.643.472.962.823.343.402.612.943.273.442.983.012.722.543.333.233.012.733.32
Interest Paid Net 366.21393.17391.30371.80393.82376.36423.50395.05416.29370.94332.97323.52221.18126.3165.0034.0915.46-0.4219.456.4716.6414.5725.7927.4350.3345.3464.7343.7643.3739.87NANANANANANANA
Right Of Use Asset Obtained In Exchange For Operating Lease Liability 0.655.099.084.1824.26-0.032.214.124.14NANANANANANANANA3.082.594.165.40-0.340.860.038.670.039.986.306.64NANANANANANANANA
    2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31
Net Cash Provided By Used In Investing Activities -1359.88-1659.65-1261.48-1088.47-738.36-1136.33-716.38-669.00-1347.55-1775.251510.88-308.18-2023.20-1853.11-1990.21-2586.37-756.65-2066.59-391.35-211.78264.6331.09-226.91-1046.75-1046.04-606.54-812.91-610.80-519.50-281.27-426.95-294.52-358.64-173.76-266.58-92.315.44
Payments To Acquire Property Plant And Equipment 10.4715.8212.2113.228.3112.3410.028.435.066.3214.329.3710.2910.248.635.254.645.363.823.733.687.266.204.273.556.956.076.745.967.489.4210.285.788.516.646.167.23
Payments For Proceeds From Other Investing Activities 78.0887.7764.2884.7256.68143.338.204.344.199.349.375.543.1817.080.631.525.662.463.332.043.534.826.32-1.092.192.020.722.620.701.45-0.48-0.120.36-0.770.190.27-0.56
    2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31
Net Cash Provided By Used In Financing Activities 1481.77729.08955.321299.191081.32-878.112332.97435.43933.301230.50-1126.08-1014.503403.031804.641279.672271.41873.04-300.421264.68335.60615.11-228.8444.97979.471117.67389.81864.16553.00367.33346.43180.70233.96160.1444.99131.75102.16-156.15
Payments Of Dividends Common Stock 64.4964.5266.4767.2968.5567.8469.0569.0668.6068.8269.2969.9070.1469.6170.6971.2336.2336.2236.2436.2436.1136.0836.0836.0836.7336.8136.8136.8030.3729.9631.0330.0723.9023.9023.8723.9222.94
Dividends Common Stock 64.7764.7266.6067.5068.7468.8168.8168.8268.9969.0369.4370.1169.7169.7470.4371.3936.2336.3436.3436.3436.2036.1736.1836.1836.8336.9136.9036.8930.5930.4430.7230.1124.0723.9623.9123.9623.09
Payments For Repurchase Of Common Stock NA204.27129.8078.60180.990.000.0045.0020.400.0049.98NANA2.8497.1499.92122.20NANANANA0.000.000.0076.560.000.000.0013.000.000.000.0012.160.00NA0.000.00
    2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31
Revenues 735.87746.20732.57715.84704.80660.98647.62614.60667.092472.0158.3961.4959.722269.2570.1070.5965.1353.0852.7454.1852.4148.9051.6345.0453.1750.8451.8253.4152.2349.9450.2350.8349.6746.7147.0046.9545.29
Corporate Non 10.9518.753.653.122.70-59.90-74.99-103.70-66.08NANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Operating 724.91727.45728.93712.72702.10720.88722.61718.30733.18NANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Commercial Banking 359.15366.84362.21349.15348.08371.42371.71372.10376.22NANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Community Banking 231.51234.72239.37237.26228.27229.13230.42227.07239.75NANANANANANANANANANANANANANANANANANANANANANANANANANANANA
HSA Bank NA125.89127.34126.31125.75120.33120.48119.13117.20NANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Healthcare Financial Services 134.25NANANA125.75NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Operating
   Commercial Banking 359.15366.84362.21349.15348.08371.42371.71372.10376.22NANANANANANANANANANANANANANANANANANANANANANANANANANANANA
   Community Banking 231.51234.72239.37237.26228.27229.13230.42227.07239.75NANANANANANANANANANANANANANANANANANANANANANANANANANANANA
   HSA Bank NA125.89127.34126.31125.75120.33120.48119.13117.20NANANANANANANANANANANANANANANANANANANANANANANANANANANANA
   Healthcare Financial Services 134.25NANANA125.75NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Revenue From Contract With Customer Excluding Assessed Tax 63.6958.6959.0659.4360.7858.7961.0761.8364.0053.8158.3961.4959.7262.8570.1070.5965.1353.0852.7454.1852.4148.9051.6345.0453.1750.8451.8253.4152.2349.9450.2350.8349.6746.7147.0046.9545.29
Corporate Non 0.500.380.32-0.470.941.020.810.740.941.062.220.780.850.830.490.430.050.100.080.110.040.090.04-0.130.07-0.040.100.030.09-0.04-0.020.000.10-0.000.100.05NA
Investment Advisory Management And Administrative Service 7.217.787.647.787.798.398.378.567.927.777.257.396.597.0211.4211.2410.6010.119.9810.099.408.828.267.108.748.488.508.317.658.118.418.467.878.157.757.88NA
Deposit Service Fees 41.5238.4939.5840.9338.9038.6638.8641.0342.5937.4641.0145.4245.4448.4550.8151.3847.8340.5440.2641.4440.4738.3439.2835.8442.5740.4741.4143.1243.0240.2740.6040.8640.4537.6238.3238.19NA
Loans And Lease Related Fees 2.102.422.522.522.232.633.983.943.624.614.274.324.435.305.626.084.50NANANANANANANANANANANANANANANANANANANANA
Non Interest Income Withinthe Scope of Other GAAP Topics 37.78NA41.8435.2331.83NA-3.33-19.5435.35NA31.9927.8911.05NA43.5450.3438.90NA31.0418.5224.35NA23.4315.0320.21NANANA16.39NANANANANANANANA
Other Non Interest Income 12.8610.019.338.2011.879.119.878.319.873.975.864.363.272.082.251.892.212.422.502.652.541.744.092.101.861.901.911.981.551.561.221.521.350.930.930.88NA
Commercial Banking 10.3710.4310.1710.4210.2810.4311.8112.3112.6412.1512.1912.7812.5813.8315.8716.4914.3214.9514.5614.4813.8132.445.555.295.5933.035.645.635.525.605.795.775.765.725.595.46NA
Community Banking 19.9321.0621.3721.1220.1922.2021.9121.3219.3620.3823.1824.9022.2122.9627.9027.1223.8113.5213.3413.0411.55-7.7318.8016.7821.13-5.1122.5522.7721.0422.7622.3022.1821.1422.0021.9421.68NA
HSA Bank NA26.8227.2128.3629.3725.1426.5427.4631.0620.2220.8023.0224.0725.2325.8426.5526.9624.5024.7626.5527.0024.1127.2323.1026.3822.9623.5324.9825.5821.6122.1622.8822.6718.9919.3719.75NA
Healthcare Financial Services 32.89NANANA29.37NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Corporate Non
   Investment Advisory Management And Administrative Service -0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.010.00-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.010.02-0.04-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01NA
   Deposit Service Fees 0.02-0.13-0.16-0.17-0.21-0.11-0.21-0.14-0.100.021.12-0.33-0.070.840.500.440.050.120.090.120.050.100.02-0.090.08-0.030.110.040.10-0.03-0.010.010.110.010.110.06NA
   Non Interest Income Withinthe Scope of Other GAAP Topics 11.39NA14.4811.227.11NA-31.20-44.80-0.90NA9.884.43-15.51NA12.9713.7310.40NA11.873.568.47NA5.71-1.036.07NANANA3.56NANANANANANANANA
   Other Non Interest Income 0.480.520.48-0.301.151.141.020.891.041.051.091.120.93NANANANANANANANANANA0.000.00NA0.000.000.000.000.000.000.000.000.000.00NA
Operating / Investment Advisory Management And Administrative Service
   Commercial Banking 3.223.353.123.353.323.463.283.213.183.042.862.872.772.772.672.773.1310.129.9910.109.4125.172.672.592.5325.292.652.542.482.442.582.592.542.532.472.44NA
   Community Banking 4.004.434.534.434.484.935.095.354.754.734.394.533.834.258.768.487.477.006.937.056.495.975.574.556.22NA5.865.785.175.675.845.885.345.645.295.44NA
Operating / Deposit Service Fees
   Commercial Banking 5.054.674.544.554.744.344.565.165.844.505.065.585.395.767.577.656.684.534.214.104.106.102.882.703.066.592.993.083.043.163.213.183.223.193.123.02NA
   Community Banking 15.5116.2116.4216.2715.2916.8516.4015.5514.8014.5415.2519.1818.0218.3018.7318.3515.9513.4313.0812.7311.309.7112.7011.4914.5912.3116.0516.2915.3716.4416.1115.6615.3116.1516.4316.08NA
   HSA Bank NA17.7418.7920.2819.0717.5918.1120.4622.0518.4019.5720.9922.0923.5624.0124.9525.1322.4622.8924.4825.0222.4423.6721.7424.8421.6022.2623.7024.5320.7021.2922.0121.8118.2718.6619.03NA
   Healthcare Financial Services 20.94NANANA19.07NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Operating / Loans And Lease Related Fees / Commercial Banking 2.102.422.522.522.232.633.983.943.624.614.274.324.435.305.626.084.50NANANANANANANANANANANANANANANANANANANANA
Operating / Non Interest Income Withinthe Scope of Other GAAP Topics
   Commercial Banking 21.80NA23.7320.2018.68NA21.4722.2021.64NA18.4119.4822.81NA24.6332.9424.43NA15.5211.2411.36NA7.559.447.65NANANA8.49NANANANANANANANA
   Community Banking 3.26NA3.543.486.01NA6.393.0714.61NA3.703.973.75NA5.953.674.08NA3.653.734.52NA10.186.626.49NANANA4.34NANANANANANANANA
   HSA Bank NANA0.090.330.02NANANANANANANANANANANANANANANANANANA0.000.00NANANA0.00NANANANANANANANA
   Healthcare Financial Services 1.33NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Operating / Other Non Interest Income
   Community Banking 0.420.420.420.420.420.420.420.42-0.181.103.541.200.360.410.410.280.390.090.270.300.25-1.100.530.740.32-0.610.650.700.500.650.350.640.490.220.220.16NA
   HSA Bank NA9.078.438.0810.307.558.437.009.011.821.232.041.981.671.831.601.822.041.872.081.991.663.571.361.541.361.261.271.050.920.860.880.860.710.710.72NA
   Healthcare Financial Services 11.96NANANA10.30NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Operating
   Commercial Banking 10.3710.4310.1710.4210.2810.4311.8112.3112.6412.1512.1912.7812.5813.8315.8716.4914.3214.9514.5614.4813.8132.445.555.295.5933.035.645.635.525.605.795.775.765.725.595.46NA
   Community Banking 19.9321.0621.3721.1220.1922.2021.9121.3219.3620.3823.1824.9022.2122.9627.9027.1223.8113.5213.3413.0411.55-7.7318.8016.7821.13-5.1122.5522.7721.0422.7622.3022.1821.1422.0021.9421.68NA
   HSA Bank NA26.8227.2128.3629.3725.1426.5427.4631.0620.2220.8023.0224.0725.2325.8426.5526.9624.5024.7626.5527.0024.1127.2323.1026.3822.9623.5324.9825.5821.6122.1622.8822.6718.9919.3719.75NA
   Healthcare Financial Services 32.89NANANA29.37NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Investment Advisory Management And Administrative Service
   Commercial Banking 3.223.353.123.353.323.463.283.213.183.042.862.872.772.772.672.773.1310.129.9910.109.4125.172.672.592.5325.292.652.542.482.442.582.592.542.532.472.44NA
   Community Banking 4.004.434.534.434.484.935.095.354.754.734.394.533.834.258.768.487.477.006.937.056.495.975.574.556.22NA5.865.785.175.675.845.885.345.645.295.44NA
Deposit Service Fees
   Commercial Banking 5.054.674.544.554.744.344.565.165.844.505.065.585.395.767.577.656.684.534.214.104.106.102.882.703.066.592.993.083.043.163.213.183.223.193.123.02NA
   Community Banking 15.5116.2116.4216.2715.2916.8516.4015.5514.8014.5415.2519.1818.0218.3018.7318.3515.9513.4313.0812.7311.309.7112.7011.4914.5912.3116.0516.2915.3716.4416.1115.6615.3116.1516.4316.08NA
   HSA Bank NA17.7418.7920.2819.0717.5918.1120.4622.0518.4019.5720.9922.0923.5624.0124.9525.1322.4622.8924.4825.0222.4423.6721.7424.8421.6022.2623.7024.5320.7021.2922.0121.8118.2718.6619.03NA
   Healthcare Financial Services 20.94NANANA19.07NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Loans And Lease Related Fees / Commercial Banking 2.102.422.522.522.232.633.983.943.624.614.274.324.435.305.626.084.50NANANANANANANANANANANANANANANANANANANANA
Non Interest Income Withinthe Scope of Other GAAP Topics
   Commercial Banking 21.80NA23.7320.2018.68NA21.4722.2021.64NA18.4119.4822.81NA24.6332.9424.43NA15.5211.2411.36NA7.559.447.65NANANA8.49NANANANANANANANA
   Community Banking 3.26NA3.543.486.01NA6.393.0714.61NA3.703.973.75NA5.953.674.08NA3.653.734.52NA10.186.626.49NANANA4.34NANANANANANANANA
   HSA Bank NANA0.090.330.02NANANANANANANANANANANANANANANANANANA0.000.00NANANA0.00NANANANANANANANA
   Healthcare Financial Services 1.33NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Other Non Interest Income
   Community Banking 0.420.420.420.420.420.420.420.42-0.181.103.541.200.360.410.410.280.390.090.270.300.25-1.100.530.740.32-0.610.650.700.500.650.350.640.490.220.220.16NA
   HSA Bank NA9.078.438.0810.307.558.437.009.011.821.232.041.981.671.831.601.822.041.872.081.991.663.571.361.541.361.261.271.050.920.860.880.860.710.710.72NA
   Healthcare Financial Services 11.96NANANA10.30NANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANANA
Interest And Dividend Income Operating 994.281019.131028.301000.59973.49995.091004.06976.29951.85933.15930.79933.40830.93743.59617.57513.75409.83236.02239.69231.56235.57236.06239.24252.28274.47282.00294.14292.26286.19280.39268.36260.49245.92236.12231.02226.79219.68

Dimension Breakdowns

us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax

srt:ProductOrServiceAxis

Leaf Members

Company logoMidgard Finance

us-gaap:StatementBusinessSegmentsAxis

Leaf Members

Company logoMidgard Finance

WBS vs Banks - Regional (77 peers) — Financial Services

Operating Margin
50.7%
+50.7pp vs peers
Net Margin
34.6%
+12.8pp vs peers
ROIC
149.1%
+149.1pp vs peers
Company logoMidgard Finance
    2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31
Common Stock Value 1.831.831.831.831.831.831.831.831.831.831.831.831.831.831.831.831.830.940.940.940.940.940.940.94NA0.940.940.940.940.940.940.940.940.940.940.940.94
Common Stock Par Or Stated Value Per Share NA0.00NANANA0.00NANANA0.00NANANA0.00NANANA0.00NANANANANA0.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Preferred Stock Par Or Stated Value Per Share NA0.00NANANA0.00NANANA0.00NANANA0.00NANANA0.00NANANANANA0.00NA0.000.000.000.000.000.000.000.000.000.000.000.00
Weighted Average Number Of Diluted Shares Outstanding 159.85NA164.46166.13169.54NA169.89169.94170.70NA171.35172.80172.88NA173.94175.90147.39NA90.2390.2290.11NA89.7489.5791.21NA91.8791.8692.22NA92.2192.1792.25NA92.5092.5092.34
Weighted Average Number Of Shares Outstanding Basic 159.53NA164.14165.88169.18NA169.57169.68170.44NA171.21172.74172.77NA173.87175.84147.39NA90.0490.0389.81NA89.6389.4890.94NA91.5691.5391.96NA91.9691.8991.92NA92.1292.0991.89
Earnings Per Share Basic 1.501.551.551.521.301.011.101.031.231.061.291.321.241.401.311.00-0.141.201.031.021.180.640.750.570.400.961.001.051.061.051.060.870.850.740.680.650.62
Earnings Per Share Diluted 1.501.541.541.521.301.011.101.031.231.061.281.321.241.401.311.00-0.141.201.031.011.170.640.750.570.390.961.001.051.061.051.060.860.850.730.670.640.62
Tier One Risk Based Capital To Risk Weighted Assets 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Capital To Risk Weighted Assets 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Incremental Common Shares Attributable To Share Based Payment Arrangements 0.320.010.320.250.360.040.330.260.260.010.140.060.120.030.080.05NA-0.000.190.190.300.030.110.090.27-0.010.320.320.26-0.010.240.270.33-0.020.370.400.45
Operating Lease Weighted Average Discount Rate Percent NA0.00NANANA0.00NANANA0.00NANANA0.00NANANANANANANA0.00NANANANANANANANANANANANANANANA

Dimension Breakdowns

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Leaf Members

Company logoMidgard Finance